Our Services

Life
Life insurance represents the bulk of service that we provide to our agents in the field. We understand that what you do, the arduous process of finding qualified prospects and uncovering that all-important need, is the very basis of our existence. Finding an attractive, meaningful solution to that need is where we can help you complete the process and close the sale. We have what you need… top-rated life insurance products and experienced marketers, consultants, underwriters, and support staff to get the job done and get you paid for your time and effort! (more)

Annuity
At One Resource Group, we not only provide you with annuity quotes and information but annuity solutions to your clients' goals and objectives.

As an agent, one of the most important goals for your client is planning and achieving their retirement objectives. Click here to access our annuity tools. (more)

Disability
Disability insurance is an integral part of any financial plan. One Resource Group will bring our service standards and product expertise to satisfy any disability income need.

We provide one-stop shopping. You’re talking with an experienced marketing team not just someone who can run a quote. Our industry experience will allow us to find the right product for each individual situation. We will help determine the 2 or 3 best carriers to eliminate your need to do the shopping.

Our experienced marketing team will help guide you through the complete process:

• Quote
• Case design
• Underwriting
• Policy issue & placement

Our case managers follow each application through the underwriting process and will keep the agent updated via on-line status updates. (more)

Long Term Care
The specialists at One Resource Group are able to assist agents in policy design, providing illustrations, procuring applications/brochures, full case management, and policy follow up.

Our website provides 24/7 case status, commission information, quoting, carrier/product information and much more.

Our pre-underwriting assistance will help make the sale!!!

Click here to access the long term care tools:

• A Shopper’s Guide to Long Term Care Insurance
• LTC 101
• Carrier tax guides and power point presentations
• Field underwriting questionnaire
• and more!

Medicare Supplement
The original Medicare Plan pays for many health care services and supplies, but there are many costs it doesn’t cover. A Medigap policy helps cover extra health costs. Medicare doesn’t pay any of the costs for a Medigap policy.

What is a Medigap policy?
A Medigap policy is health insurance sold by private insurance companies to fill “gaps” in Original Medicare Plan coverage. Medigap policies help pay (coinsurance, co-payments, and deductibles) of the costs of Medicare-covered services, and some policies cover certain costs not covered by the Original Medicare Plan.

One Resource Group offers Mutual of Omaha/United World Medicare Supplement Insurance in all 50 states.

Click here to access Medicare Supplement tools (more)

Critical Illness
Although Critical Illness insurance is a relatively new concept in the United States, it has a proven track record. This insurance was developed by a doctor not an insurance company for the unexpected costs associated with surviving a critical illness.

• Do you know anyone who has had a heart attack?
• Can you name a person who has been diagnosed with cancer?
• Is there someone you know who has had a stroke?
• Are there people you know who have had to take time off of work while recovering from a major operation or critical illness?

Did any of the people you thought of plan their illness? How many are still alive? How did this affect their lives, financially or emotionally? What difference would an extra $25,000 or $50,000 have made in their lives?

With today's advances in medical technology and increased life expectancy more people survive critical illnesses. But what insurance does a survivor of a critical illness have to cover indirect expenses incurred during his/her recovery from a critical illness such as loss of income, travel expenses or experimental treatments.

The carriers that this insurance protection can be purchased from through One Resource Group are:

• American General Life (AIG)
• Assurity Life
• Mutual of Omaha

Contact Marita Ransbottom, Manager Long Term Care Division 888.467.6755 ext. 303 for your med sup or critical illness questions.

Contracting & Licensing
The Contracting & Licensing (C&L) Department is staffed with knowledgeable and helpful personnel from 8:00AM - 5:00PM (EST/EDT).

The C&L department offers a one-time, on-line contracting registration through the website for convenience and ease of submitting paperwork with each carrier. By selecting the Contracting & Licensing link from the home page, we offer:

• Online registering instructions
• Specific carrier contracting guidelines include:
  • pre-appointment states
  • errors and omissions requirements
  • availability of dual appointments

The C&L department has a 24 hour turn around service for submission to the carrier(s) for all contracting paperwork submitted in good order.

The carrier appointment process may take anywhere from 10 to 14 business days for completion, depending on the state and the carrier. (more)

Marketing
One Resource Group is an industry leader in insurance product distribution. With access to over 70 of the finest insurance companies in the world, One Resource Group offers “Objectivity” as a solution for your clients, regardless of the product need.

Our advanced markets, underwriting, case design, compensation, case management and technology departments are the difference.

Our ability to win the big case will get us your continued business and our ability to pay you properly will keep you coming back for more!

Forms
One Resource Group provides on-line access to most carrier forms not only for new business processing but for term conversions as well as some policy holder service forms.

Because we are concerned with the need to keep the forms updated, we partner with a vendor who works directly with each carrier to ensure the most up-to-date forms are available to our agents.

This feature allows our agents to support their clients with all their insurance and annuity needs. (more)

Life Advanced Markets
Select from a variety of tools offered by One Resource Group or our carriers to help with understanding concepts and to “seal the deal”. (more)

  ARPA (Accounts Receivable Protection Accumulation) has two goals, to possibly protect a business' accounts receivable (AR) & to turn it into a performing asset. This is done by taking out a bank loan using the company's AR as primary collateral. The bank will file a UCC-1 statement, perfecting their claim on the AR. This may protect the asset from the claims of unwanted creditors.

Once the business owner has the money that was borrowed from the bank, what do they do with it? They may choose to purchase fixed insurance products. ARPA uses a combination of life insurance and/or annuity products to potentially achieve maximum accumulation and possible protection.(more)