We know that keeping personal information private is important. That’s why One Resource Group Corporation (“One Resource Group”) wants you to know how we protect the information you share with us and the measures we take to safeguard all personal information.
Our Privacy Pledge
To meet our users’ insurance and financial needs, we gather and maintain many types of information. To preserve your privacy we pledge to:
•Collect only the information we need to help us deliver superior products and services.
•Protect against unauthorized access to all personal information.
•Refuse to disclose any and all health information to non-affiliated third parties for marketing purposes.
•Refuse to sell your information to non-affiliated mailing list companies or telemarketers.
•Require companies that help us service our policies or accounts to protect all information in accordance with strict privacy standards.
•Maintain up-to-date privacy notices on our Web sites.
Our Online Information Practices
We may disclose information to non-affiliated entities when required by law, such as to respond to a subpoena, to prevent fraud, or to comply with an inquiry by a governmental agency.
Safeguarding Personal Information
We maintain physical, electronic, and procedural safeguards that meet state and federal regulations. Access to information gathered on our Web sites is limited to people who need the information to perform their job responsibilities.
This Web site is owned by One Resource Group
One Resource Group provides unconditional Internet access only and does not control any third-party material from authorized or unauthorized externally linked Web sites to One Resource Group’s Web sites. One Resource Group shall not be liable for the content or accuracy of information located on any such externally-linked Web pages.
One Resource Group can be reached via e-mail at Management, or by regular mail at the following postal address:
One Resource Group, Corp
PO Box 10660
Fort Wayne, IN 46853-0660
Agents who supply us with their clients’ and customers’ personal information can expect One Resource Group to share that information with One Resource Group’s affiliates. As such, Agents may receive periodic mailings from One Resource Group and its affiliates with information regarding new products and services or upcoming events. If you do not wish to receive such mailings, please indicate it in your on-line communication and One Resource Group will remove your name from the list it shares with its affiliates.
Terms and Conditions of Use
Your use of any of the One Resource Group web sites is subject to the following the following Terms and Conditions of Use.
This Web site is owned by One Resource Group. By accessing, viewing, or using the systems, services or materials on any of the One Resource Group web sites, (collectively known as the “Site”), you indicate your understanding of these “Terms and Conditions of Use,” and further agree to accept such Terms and Conditions of Use and to be legally bound by them.
Availability and Use of Materials on the Site
“Materials” include information, forms, documents, software and other content present on or available to you from the Site. One Resource Group may revise, enhance or update the Materials at any time. You must use the latest version or newest release of the Materials in accordance with the procedures established by One Resource Group. Materials which offer descriptions or information on the products One Resource Group sells are intended as general information and may not contain complete descriptions of all applicable terms, exclusions and conditions. Product availability varies by state.
Copyright and Proprietary Rights in Marks, Logos and Materials
All service marks and logos located on the Site are owned by One Resource Group unless otherwise indicated. All Materials are One Resource Group’s property, unless otherwise indicated. All Materials are protected by United States copyright laws and all other applicable laws. Removal or reproduction, by any means, of any Materials, logo, trademark, service mark, or the name of One Resource Group or its affiliates, is expressly prohibited without the prior written consent of One Resource Group.
License to Use Materials
One Resource Group grants you a non-exclusive, non-transferable, temporary license to use Materials. One Resource Group may revoke your license to use any Material at any time if you fail to comply with this Agreement, or for any other reason. In no event shall the Materials be used in any manner which One Resource Group deems to be directly or indirectly in competition with One Resource Group or contrary to One Resource Group’s best interests.
If One Resource Group discloses at the time of your use or download of any Materials that One Resource Group will charge you for use of the Materials, then your use of those Materials means that you agree to pay to One Resource Group any license or use fee then being charged by One Resource Group to use specified Materials. All such fees are non – refundable.
Communications with the Site
Except as required by privacy laws, if you elect to communicate with One Resource Group via the Site or e-mail, you acknowledge that the information contained in your message shall not be considered confidential and that, subject to privacy laws, One Resource Group shall be free to disclose or otherwise use such information contained therein without any liability or limitation, including but not limited to creating and marketing products and/or services using such information. One Resource Group is not responsible and shall not be liable for the contents of information, messages or other content posted to the Site by visitors or persons other than One Resource Group employees. Opinions or comments contained in such items reflect the views of the author and not of One Resource Group unless One Resource Group expressly states to the contrary.
Links to Other Web Sites
The Site may, from time to time, contain links to other Internet Web sites for the convenience of users in locating information and services that may be of interest. You acknowledge that these third-party sites are maintained by persons or organizations which One Resource Group does not control, and One Resource Group expressly disclaims any responsibility for the content, the accuracy of the information and/or quality of products or services provided by or advertised on these third-party sites. One Resource Group does not control, endorse, promote, or have any affiliation with any other Web site unless expressly stated in the Site or in the other Web Site.
Use of the Internet
While One Resource Group endeavors to apply security protocols which are necessary and appropriate to the types of electronic communications which occur through use of the Site, the confidentiality of any communication or material transmitted to or from One Resource Group via the Site, other Web Sites or Internet electronic mail cannot be guaranteed, including personal information such as addresses, social security numbers, and other personal information. One Resource Group will not be liable for any loss resulting from a cause over which we have no direct control, including but not limited to, failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes, natural disasters, strikes or other labor problems, wars, or governmental restrictions.
Disclaimer of Warranty and Limitation of Liability
USE OF THIS SITE IS ENTIRELY AT YOUR OWN RISK. IN NO EVENT SHALL ONE RESOURCE GROUP BE LIABLE TO YOU, OR TO ANY THIRD PARTIES, FOR ANY DAMAGES YOU OR A THIRD PARTY MAY SUSTAIN DUE TO YOUR USE OR INABILITY TO USE THE SITE OR ANY MATERIALS, EVEN IF ONE RESOURCE GROUP HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. ONE RESOURCE GROUP SHALL NOT BE LIABLE FOR ANY DIRECT, SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOST REVENUES OR LOST PROFITS, WHICH MAY RESULT FROM THE USE OF, ACCESS TO, OR INABILITY TO USE THESE MATERIALS. UNDER NO CIRCUMSTANCES WILL THE TOTAL LIABILITY OF ONE RESOURCE GROUP TO YOU EXCEED THE PRICE PAID FOR USE OF THE SITE. THE SITE AND MATERIALS ARE PROVIDED “AS IS.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, ONE RESOURCE GROUP DISCLAIMS ALL WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. ONE RESOURCE GROUP DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE SITE OR ANY MATERIALS WILL MEET ANY REQUIREMENTS OR NEEDS YOU MAY HAVE, OR THAT THE SITE OR ANY MATERIALS WILL OPERATE IN AN ERROR FREE OR UNINTERRUPTED FASHION, OR THAT ANY DEFECTS OR ERRORS IN THE SITE OR MATERIALS WILL BE CORRECTED, OR THAT THE SOFTWARE IS COMPATIBLE WITH ANY PARTICULAR PLATFORM. SOME JURISDICTIONS DO NOT ALLOW THE WAIVER OR EXCLUSION OF IMPLIED WARRANTIES SO THEY MAY NOT APPLY TO YOU.
Indemnification and Injunction
You agree to defend, indemnify, and hold harmless One Resource Group, its affiliates and subsidiaries, and all of their respective directors, officers, employees, representatives, proprietors, partners, shareholders, servants, principals, agents, predecessors, successors, assigns, and attorneys from and against any and all claims, proceedings, damages, injuries, liabilities, losses, costs, and expenses (including attorney’s fees and litigation expenses) relating to or arising from your use of the Site, any breach by you of these Terms and Conditions, your negligent or intentional acts, errors or omissions in regard to the subject matter of this Agreement, or your failure to comply with applicable laws.
Governing Law and Jurisdiction
This Agreement is governed by the laws of the State of Indiana without regard to that state’s principles of conflicts of laws. You consent to the jurisdiction of the federal and state courts presiding in Fort Wayne, Indiana, and agree to accept service of process by mail and hereby waive any and all jurisdictional and venue defenses otherwise available. This Site is controlled and operated by One Resource Group from its offices within the United States. One Resource Group makes no representation that materials in the Site are appropriate or available for use in other locations, and access to them from territories where their contents are illegal is prohibited. Those who choose to access this Site from other locations do so on their own volition and are responsible for compliance with applicable local laws.
The product information contained on this Web Site has been prepared for informational purposes only and is not intended to constitute a solicitation or offer for sale. All products listed may not be available in all states. For further information, please contact a One Resource Group Representative who can provide you with costs and complete details.