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Submit Long-Term Care Applications

All agents must be properly licensed to sell LTCi, including completion of any state specific LTC certifications and CE hours, prior to soliciting business. Failure to do so will result in the application being rejected by the carrier.
If not already appointed with carrier (preferable), attach appointment paperwork to the LTCi application.
Field underwrite the applicant to ensure the client is eligible to apply for LTCi. Review the carrier’s build chart, and automatic decline conditions and medications.
Explain the underwriting process to the applicant. They should expect a phone health interview, which may include a cognitive screening.
Submit an original completed application with all required forms attached. If a mistake occurs, cross it out and initial it (do not white out).
Attach a current illustration that matches the application being submitted.
Most carriers will reject applications dated more than thirty days prior to receipt.
Mail all applications and supporting paperwork to:
One Resource Group, Corp
Attn: New Business
13548 Zubrick Rd.
Roanoke, IN 46783
Overnight address:
One Resource Group, Corp
Attn: New Business
13548 Zubrick Rd.
Roanoke, IN 46783